Monday, June 1, 2009

Fed Mortgage Efforts Prove Costly

"The Fed has spent about $2,500 per borrower, by J. P. Morgan's analysis--more than it costs a typical mortgage borrower to refince their debt. Higher fees and adjustments based on a borrower's credit score or home's value have been an impediment to borrowers looking to refinance a mortgage, damping the refinancing wave the Fed hoped for, analysts say." -Liz Rapppaport in the June 1 Wall Street Journal.

The alternative. Don't spend the $2,500. Don't reaudit the loan. Just drop the rate.

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